Legal Fees Calculator Malaysia 2026

Property Details

RM

Legal fees are based on the property price (SPA) and loan amount (loan agreement).

Full stamp duty exemption on MOT & loan. Malaysian citizens only. SPA executed 1 Jan 2026 – 31 Dec 2027.

90%

Cost Breakdown

Legal Fees (SRO 2023 Table A)

SPA Legal Fees RM 0
Loan Agreement Legal Fees RM 0

Stamp Duty

MOT (Transfer) Stamp Duty RM 0
Loan Agreement Stamp Duty RM 0

Down Payment

Down Payment (10%) RM 0
Total Upfront Cost RM 0
Note Legal fees shown exclude 6% SST and disbursements (~RM500–1,500).

SRO 2023 Fee Schedule

Legal Fees — Table A (SPA & Loan)

Value TierRate
First RM500,0001.25%
RM500,001 – RM7,500,0001.00%
Above RM7,500,000Negotiable

Legal fees are calculated separately on the SPA (based on property price) and loan agreement (based on loan amount). SST at 6% applies on top.

Stamp Duty Rates (Citizen / PR)

TierMOT Rate
First RM100,0001%
RM100,001 – RM500,0002%
RM500,001 – RM1,000,0003%
Above RM1,000,0004%

Loan Agreement Stamp Duty

TypeRate
All loan agreements0.5%

Sources: Solicitors' Remuneration Order 2023Stamp Act 1949 (LHDN)Finance Act 2025

Related: Stamp Duty CalculatorHome Loan CalculatorCashflow Calculator

How Legal Fees Are Calculated in Malaysia

Legal fees for property transactions in Malaysia are regulated by the Solicitors' Remuneration Order 2023 (SRO 2023), Table A. Lawyers cannot charge more than the prescribed scale — and most charge exactly the scale amount. The fees are calculated on two separate documents: the Sale and Purchase Agreement (SPA) and the Loan/Financing Agreement.

SPA Legal Fees

The SPA fee is based on the property purchase price. For a RM500,000 property: 1.25% × RM500,000 = RM6,250. For a RM1,000,000 property: 1.25% × RM500,000 + 1.0% × RM500,000 = RM11,250. Plus 6% SST on the fee and disbursements (land search, registration, postage — typically RM500–1,500).

Loan Agreement Legal Fees

The loan agreement fee uses the same Table A scale but is calculated on the loan amount, not the property price. With 90% financing on a RM500,000 property, the loan amount is RM450,000, so: 1.25% × RM450,000 = RM5,625. If your loan is RM700,000: 1.25% × RM500,000 + 1.0% × RM200,000 = RM8,250.

Who Pays What?

The buyer pays all legal fees in a standard property transaction — both SPA and loan agreement fees. In a subsale transaction, the seller pays their own lawyer for the discharge of their existing loan (typically RM1,000–2,500). For a detailed walkthrough, see our Legal Fees Guide.

Legal Fee Examples

RM300,000 Property (90% Loan = RM270,000)

SPA Legal Fees1.25% × RM300K = RM3,750
Loan Legal Fees1.25% × RM270K = RM3,375
SST (6%)~RM428
Total Legal Fees~RM7,553

RM750,000 Property (80% Loan = RM600,000)

SPA Legal Fees1.25% × RM500K + 1.0% × RM250K = RM8,750
Loan Legal Fees1.25% × RM500K + 1.0% × RM100K = RM7,250
SST (6%)~RM960
Total Legal Fees~RM16,960

RM1,500,000 Property (70% Loan = RM1,050,000)

SPA Legal Fees1.25% × RM500K + 1.0% × RM1,000K = RM16,250
Loan Legal Fees1.25% × RM500K + 1.0% × RM550K = RM11,750
SST (6%)~RM1,680
Total Legal Fees~RM29,680

Can You Negotiate Legal Fees?

The SRO 2023 sets the scale, but it is not entirely rigid. Paragraph 6(1) permits a solicitor to give a discount of up to 25% on Table A of the First Schedule (sale and transfer) and Table A of the Third Schedule (charge and financing documents) — so on a sub-sale purchase, asking for a discount is legitimate and within the Order. Paragraph 6(2) permits no discount on Table B, which governs Housing Development Act transactions where you buy directly from a developer, nor on the Second, Fourth, Fifth or Sixth Schedules. A quote below the scale where no discount is permitted, or more than 25% below where it is, puts the solicitor in breach. See our guide to lawyer fees for the full breakdown.

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