Terms of Service

By using PropCashflow.my ("the Service"), you agree to these Terms of Service. If you do not agree, do not use the Service.

1. Service Description

PropCashflow.my is a free property information portal for Malaysia. It provides educational calculators, guides and articles, and a free downloadable research sample from saved asking listings using Malaysian-buyer Islamic financing assumptions. The sample shows modeled balances before excluded costs, not verified profitable properties, current availability or foreigner eligibility. There is no paid product and no payment is required to use the Service.

2. Free Sample and Newsletter

You may request a free property sample and subscribe to our newsletter by providing your email address. We use that email only to deliver the requested sample and, if you opt in, to send property investment insights. You can unsubscribe at any time using the link in any email. See our Privacy Policy for details on how we handle your email.

3. Acceptable Use

The Service and its content are provided for your personal, non-commercial research use. You may not:

We reserve the right to restrict access for abuse of these terms.

4. Data Accuracy and Disclaimer

The research sample was generated on 30 August 2026 from saved asking listings collected February to August 2026. Asking medians are not completed transactions or achieved rents. Its financing rates and operating provisions are modeling assumptions, not prevailing quotations or verified actual charges. Assessment, quit rent, insurance and other unlisted costs are excluded. The April screening's inventory and profitability proof claims have been withdrawn. While we make reasonable efforts to ensure accuracy:

5. Limitation of Liability

To the maximum extent permitted by law, PropCashflow.my and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or reliance on the Service or its content, including but not limited to investment losses, lost profits, or data inaccuracies.

6. Intellectual Property

All content, data compilations, analysis methodologies, and design elements of PropCashflow.my are the intellectual property of the Service operators. Use of the Service does not transfer any intellectual property rights.

7. Privacy

We collect only the information necessary to run the Service and deliver the free sample and newsletter you request (your email address). We do not sell your personal information. See our Privacy Policy for details.

8. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance. Material changes will be noted by updating the "Last updated" date above.

9. Governing Law

These Terms are governed by the laws of Singapore. Any disputes shall be resolved in the courts of Singapore.

10. Contact

For questions about these Terms, contact us at:

Email: help@propcashflow.my