The only data-driven directory of cashflow-positive properties in Malaysia — with side-by-side conventional and Islamic financing analysis for every listing.
Browsing thousands of listings on PropertyGuru, cross-referencing with rental data, building your own spreadsheets
Maintenance fees, assessment tax, quit rent, insurance, vacancy — most investors forget half these costs
Islamic financing rates differ from conventional — but no tool shows you both side-by-side
Static blog posts and guides with outdated rates that don't reflect the July 2025 OPR cut
Every cashflow-positive property in Malaysia, pre-calculated and ready to evaluate
Financing + maintenance + taxes + insurance + vacancy allowance = true net cashflow
Every property shows both conventional and Islamic (Musharakah Mutanaqisah) calculations
Live BNM rates, fresh listings, recalculated cashflow — always current
Monthly instalment, maintenance, taxes, insurance, vacancy — all factored into a single net cashflow number for every property.
Side-by-side comparison of profit rates from Maybank Islamic, CIMB Islamic, Bank Islam and more against conventional loans.
Distance to nearest MRT, LRT, or KTM station — because transit-linked properties rent faster and command higher rents.
Each rental estimate comes with a confidence rating (HIGH / MEDIUM) based on the number of comparable rentals in the area.
Complete breakdown of acquisition costs, exit taxes, and first-time buyer exemptions so you know your total investment.
Top cashflow-positive zones analyzed — what drives rental demand, tenant profiles, vacancy rates, and growth catalysts.
| Property | Area | Price | Est. Rent | Net Cashflow | Yield | Best Via |
|---|---|---|---|---|---|---|
| Vista Komanwel A | Bukit Jalil, KL | RM 365,000 | RM 1,900 | +RM 120 | 6.25% | Islamic |
| D'Aman Residence | Puchong, Selangor | RM 298,000 | RM 1,550 | +RM 185 | 6.24% | Islamic |
| Taman Daya Apt | JB, Johor | RM 210,000 | RM 1,200 | +RM 260 | 6.86% | Conv. |
| Casa Indah 2 | Kota Damansara, Sel. | RM 420,000 | RM 2,100 | +RM 95 | 6.00% | Islamic |
| Palazio | Mount Austin, Johor | RM 260,000 | RM 1,400 | +RM 210 | 6.46% | Islamic |
We scrape PropertyGuru, iProperty, and Mudah.my weekly for both sale and rental listings across Malaysia.
Each sale listing is matched to 3+ rental comparables in the same area to estimate realistic monthly rent.
We compute total monthly cost including financing (BNM live rates), maintenance, taxes, insurance, and vacancy.
Only properties with positive net cashflow make the cut. You get a clean, filterable directory every week.
We aggregate listings from PropertyGuru Malaysia, iProperty, and Mudah.my. Financing rates are pulled live from the Bank Negara Malaysia Open API. Market benchmarks come from NAPIC official reports.
Each property requires minimum 3 rental comparables from the same area. We assign a confidence score (HIGH or MEDIUM) based on data quality. Asking rents may be 5-15% above actual agreed rents.
No. This is a data product for informational and educational purposes. All calculations are estimates. We strongly recommend consulting a licensed financial advisor and doing your own due diligence.
We use actual profit rates from Islamic banks (Musharakah Mutanaqisah structure) and substitute MRTA with MRTT (Takaful). The cashflow difference can be significant — sometimes making a property positive that's negative under conventional.
Pro and Annual subscribers receive weekly updates every Monday. The Snapshot plan is a single point-in-time report. BNM rate changes are reflected within 24 hours of announcement.
Absolutely. We include foreign buyer costs (8% stamp duty from 2026, different RPGT rates). Especially useful for Singaporeans eyeing Johor properties near the RTS Link.
The data in this ebook could save you from a single bad investment worth far more than the price of entry. One cashflow-positive property is all it takes.
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